Youth Accounts
Start your financial journey at any age! Our youth banking accounts are designed to teach smart money habits while keeping things fun and simple. Whether you are saving for your dream purchase or just learning how to manage your allowance, we've got you covered with youth account options.
Youth Account Benefits:
- Have a low opening balance of $5*
- Enjoy no monthly service fees
- Require no minimum to earn dividends on savings accounts
- Youth checking accounts with a debit card is available for ages 16 and over when a parent/guardian co-signs.
For information on opening a youth savings account visit your local financial center.
Youth Savings
| Minimum to Earn Dividends | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|
| $0 | .01% | .01% | Monthly |
Youth Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|---|---|---|
| 3 Month | Fixed | $100.00 | $100.00 | 3.69% | 3.75% | Monthly |
| 6 Month | Fixed | $100.00 | $100.00 | 3.56% | 3.62% | Monthly |
| 12 Month | Fixed | $100.00 | $100.00 | 3.25% | 3.30% | Monthly |
| 18 Month | Fixed | $100.00 | $100.00 | 3.47% | 3.53% | Monthly |
*A $5 minimum deposit is required to open an UNCLE youth savings account. Youth Savings accounts have no minimum required to earn dividends.
