Current Rates
Dividend Rates
UNCLE Credit Union can help you achieve your financial goals with competitive dividend rates. See the tables below for personal and business rates.
Savings & Checking
| Account Type | Dividend Rate | APY. | Dividend Paid |
|---|---|---|---|
| $100.00 + | .01% | .01% | Monthly |
Money Markets
| Account Type | Dividend Rate | APY** | Dividend Paid |
|---|---|---|---|
| $2,500 - $9,999.99 | .02% | .02% | Monthly |
| $10,000 - $24,999.99 | .03% | .03% | Monthly |
| $25,000 - $49,999.99 | .45% | .45% | Monthly |
| $50,000 - $99,999.99 | .48% | .48% | Monthly |
| $100,000 + | 1.00% | 1.25% | Monthly |
IRA Savings
| Account Type | Dividend Rate | APY. | Dividend Paid |
|---|---|---|---|
| $100.00 - $9,999.99 | .04% | .04% | Monthly |
| $10,000 + | .04% | .04% | Monthly |
IRA Certificates
| (Please refer to Share Certificate Rates) |
Share Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY |
|---|---|---|---|---|---|
| 3 Month | Fixed | $1,500 | $1,500 | 3.65% | 3.71% |
| 6 Month | Fixed | $1,500 | $1,500 | 3.56% | 3.58% |
| 12 Month | Fixed | $1,500 | $1,500 | 2.98% | 3.02% |
| 12 Month | Variable | $5,000 | $5,000 | 4.00% | 4.07% |
| 18 Month | Fixed | $5,000 | $5,000 | 2.96% | 3.00% |
| 24 Month | Fixed | $5,000 | $5,000 | 3.15% | 3.20% |
| 36 Month | Fixed | $5,000 | $5,000 | 3.15% | 3.20% |
| 48 Month | Fixed | $5,000 | $5,000 | 2.40% | 2.43% |
| 60 Month | Fixed | $5,000 | $5,000 | 2.49% | 2.52% |
Youth Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|---|---|---|
| 3 Month | Fixed | $100.00 | $100.00 | 3.65% | 3.71% | Monthly |
| 6 Month | Fixed | $100.00 | $100.00 | 3.52% | 3.58% | Monthly |
| 12 Month | Fixed | $100.00 | $100.00 | 2.98% | 3.02% | Monthly |
| 18 Month | Fixed | $100.00 | $100.00 | 2.96% | 3.00% | Monthly |
