Lending Protection
UNCLE Credit Union is pleased to offer valuable programs to protect you at an affordable cost.
GAP Coverage
Provided your car loan is financed with UNCLE, our GAP Protection plan will:
- Pay off the balance of your car if it's totaled in an accident or stolen and never recovered
- Provide you with $1000 toward the purchase of a new car if you finance it with UNCLE.
Compare our prices: Most dealers charge $700 - $800 for GAP insurance when you purchase your car. UNCLE’s price starts at just $499.
Payment Protection
When unexpected events such as disability or involuntary unemployment occur, Payment Protection can:
- Make payments on your loan, up to the agreement maximum
- In the event of death, Payment Protection can pay off your loan, up to the agreement maximum
Mechanical Repair Coverage (MRC)
This plan offers an extended warranty for cars financed through UNCLE beyond the dealer’s standard warranty. Join the many members who have taken advantage of this protection so that if a repair does need to be made, you’re covered. Several plans are available.
To purchase or for more information about any or all of these insurance plans, call us during business hours at 925.447.5001, or send us an email.