Certificates of Deposit
Get more out of your money. Our Certificates of Deposit are ideal for members seeking the highest guaranteed yields from insured deposit accounts:
- A wide range of fixed and variable terms are available, ranging from 3 to 60 months
- Fixed Certificates - Dividends are calculated daily and paid monthly
- Variable Certificates - Dividends are calculated and compounded daily. Dividends are posted monthly.
Visit any of our financial centers or call 925.447.5001 to open a certificate today.
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Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY |
---|---|---|---|---|---|
3 Month | Fixed | $1,500 | $1,500 | 3.65% | 3.71% |
6 Month | Fixed | $1,500 | $1,500 | 3.56% | 3.58% |
12 Month | Fixed | $1,500 | $1,500 | 2.98% | 3.02% |
12 Month | Variable | $5,000 | $5,000 | 4.00% | 4.07% |
18 Month | Fixed | $5,000 | $5,000 | 2.96% | 3.00% |
24 Month | Fixed | $5,000 | $5,000 | 3.15% | 3.20% |
36 Month | Fixed | $5,000 | $5,000 | 3.15% | 3.20% |
48 Month | Fixed | $5,000 | $5,000 | 2.40% | 2.43% |
60 Month | Fixed | $5,000 | $5,000 | 2.49% | 2.52% |