Home Loan
Enhancing Property Value and Profits with Non-Owner Occupied HELOCs
Investing in real estate can be a lucrative endeavor, but it requires strategic improvements to maximize property value and rental income. Enhancing your investment property with key upgrades and utilizing financial tools like a Non-Owner Occupied Home Equity Line of Credit (HELOC) from UNCLE Credit Union can significantly boost profitability. Effective Ways to Enhance…
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Unlocking the Power of Your Home: Best Way to Use a HELOC
A Home Equity Line of Credit (HELOC) is a versatile financial tool that allows homeowners to tap into the equity of their homes. Understanding the best ways to utilize this line of credit can lead to significant financial advantages. This blog will guide you through the most effective uses of a HELOC, helping you make…
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Potential Budget Busters for First-Time Homebuyers
Potential Budget Busters for First-Time Homebuyers Planning to kick your rent payments to the curb and take the step toward homeownership? If so, you’re certainly headed down an exciting path. Homeownership brings the opportunity to decorate, personalize, and modify your space to your heart’s desire. However, budgeting for a home goes beyond the down…
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The Importance of Keeping a Good Credit Score
The Importance of Keeping a Good Credit Score March is National Credit Education Month, which is a good time to brush up on your finance skills and check your credit score. If you don’t already, making a regular habit of checking your credit score is important to ensure your identity is protected. If you’re not…
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Show Your Home Some Love this Valentine’s Day
Show Your Home Some Love this Valentine’s Day Does your home feel a little bland? Ready to give your home a simple and easy facelift? At times, your “dream home” may become a little less dreamy after a few years. Staring at the same décor and furniture can become underwhelming. If you’re looking to spruce…
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Is Holiday Debt Keeping You Down?
Is Holiday Debt Keeping You Down? The holiday season comes and goes, but holiday debt can linger all year. To avoid holiday spending hangout for the new year, there are a variety of options to help you pay off those high-interest debts. Home Equity Line of Credit Using your home’s equity is a quick and…
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Discover the Power of Your Home’s Equity
Discover the Power of Your Home’s Equity With the equity you’ve built up in your home over the years, you could be sitting on a lot of money! With UNCLE’s low interest rates home equity lines of credit, you can put your home’s equity to work for you! Home Equity Lines of Credit (HELOC) Credit…
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Tips for Buying in a Seller’s Market
Tips for Buying in a Seller’s Market There’s no doubt the real estate market has been tough for buyers in recent years. With many people hoping to lock in still-low rates, house prices are on the rise and fewer homes are for sale. But there are a few simple things you can do to make…
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Keeping Score: Facts about Credit Scores
Keeping Score Facts about Credit Scores Who’s keeping score? The credit industry is. Every time you apply for a new credit card, a mortgage, perhaps even an insurance policy or a job, your application is judged in part on your credit score. March is National Credit Education Month, so there’s no better time to learn…
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Learn the Lingo: Commonly Used Home-Buying Terms
Learn the Lingo: Commonly Used Home-Buying Terms Buying a house can be stressful – especially if you aren’t familiar with some of the terms commonly encountered during the process. To build your confidence, familiarize yourself with the words and definitions listed below. Adjustable-Rate Mortgage: An adjustable-rate mortgage (ARM) features interest rates that can increase or…
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