A credit card allows you to borrow money, with the intention you will pay back the lender later on.

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.

Yes. All UNCLE Credit Union credit cards offer contactless chip technology that allow for contactless payments.

A contactless card contains a small, near field communication (NFC) chip which allows for close-range payments to be made. When you tap, place or wave your contactless debit or credit card near a contactless symbol on a checkout symbol, your payment will be submitted wirelessly without having to swipe or insert your card. For more information on our contactless cards, click here.

UNCLE members with a Choice Rewards credit card can view their earned, available and redeemed rewards points by logging into digital banking or visiting UNCLE's Choice Rewards Points Site.