Skip to content

JOIN UNCLE  |  ABOUT US  |  LOCATIONS  |  CONTACT US  |  SEARCH

Search for specific products, services, articles, topics, etc.

PHONE: (925) 447-5001 • ROUTING #: 321173072 • FRAUD CENTER

ABOUT US  |  LOCATIONS  |  CONTACT

PHONE: (925) 447-5001
ROUTING #: 321173072
FRAUD CENTER

Personal Banking

Mastercard® Help Center

Experience the convenience of your UNCLE Mastercard®.

UNCLE Mastercard® debit or credit cards bring modern features designed for today’s lifestyle. Tap to pay for quick, secure purchases and add your card to your digital wallet for seamless transactions wherever you go.

Debit Cards

An UNCLE debit card lets you access your own money in a bank account because it is linked to funds you have in an existing checking or payment account. A debit card helps you reduce the possibilities of overspending, however UNCLE has you covered with overdraft protection options in the case of emergencies. Unlike a credit card, credit history is not required. With your debit card, you have easy access to cash through ATMs or cash back at stores.

Credit Cards

Easy ways to take make the most of your credit:
1. Pay Bills On Time - You will be charged fees and additional interest if you do not pay your credit card on time.
2. Keep Your Balance Low - Pay more than the minimum due if you can. You will reduce the time it takes to repay your credit card debt and save money by paying less interest. 
3. Charge Only What You Can Afford to Pay Off - Only purchase items you can afford to pay back in a reasonable amount of time. 
4. Learn About Fees - Know the interest rate on your card and read the terms and conditions of your account to familiarize yourself with all possible fees such as those applied for cash advance.

Tips to keep your card secure:

Monitor your balance frequently and report any unauthorized purchase immediately.

Choose a PIN that is not obvious to other and never write in on a card.

Do not lend your card to anyone.

Change passwords and PINs periodically.

Explore all of our Mastercard® product options.

We offer a Mastercard® Premier Payment Checking Account and a range of Mastercard® credit cards designed to meet diverse financial needs, featuring competitive rates, robust security, and convenient rewards.

Members can enjoy added benefits like contactless payment options and digital wallet compatibility supported by user-friendly digital banking tools for card management and security.

UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of December 19th, 2024

Uncle Credit Union BBB Business Review